CGT Holding Period Calculator

CGT Holding Period Calculator — Property Brew
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CGT Holding Period Calculator

How long to hold your property to match the old 50% CGT discount

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years to match the old 50% CGT discount via inflation
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real gain at breakeven
Nominal gain
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sale minus purchase
Old taxable gain
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50% of nominal gain
Inflation-eroded gain
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at breakeven year
Property details
Average annual inflation 3.0% p.a.
Real (inflation-adjusted) gain
Old 50% taxable gain
Nominal gain (new law)
How it works: Under the old CGT rules, only 50% of your nominal gain was taxable after 12 months. The government has removed this discount. This calculator shows how many years you need to hold the property so that inflation reduces your real gain to the same amount as the old 50% taxable gain — achieving the same tax benefit through time rather than legislation. Cost base is adjusted by CPI using compound annual growth. This is not financial or tax advice. Consult a registered tax adviser.